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    <title>NUV Media — Finance News</title>
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    <description>NUV Media covers fintech, including Fintech, Payments, and Money, with clear reporting, context, and practical guides.</description>
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      <title>CFPB&apos;s Regulation E Gives Banks a 10-to-45-Day Error Clock</title>
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      <description><![CDATA[Under 12 CFR 1005.11, a financial institution has 10 business days to investigate a disputed electronic transfer, or must provisionally credit the account and take up to 45 days, with the window stretching to 90 days for new accounts, point-of-sale debit disputes, and foreign-initiated transfers.]]></description>
      <pubDate>Sun, 23 Aug 2026 08:47:53 GMT</pubDate>
      <category>Finance News</category>
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      <title>Federal Reserve Caps Debit Interchange At 21 Cents Plus Fraud Fee</title>
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      <description><![CDATA[Regulation II limits what large debit card issuers can collect on a swipe to a formula set in 2011 that the Fed proposed lowering in 2023 but has not changed in the current rule text.]]></description>
      <pubDate>Wed, 12 Aug 2026 08:47:46 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Finance News</category>
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      <title>CFPB Finalizes Section 1033 Open-Banking Rule With Compliance Starting in 2026</title>
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      <description><![CDATA[The CFPB's Section 1033 rule requires large banks to share customer data with authorized third parties from April 2026. Here are the deadlines, duties, and open questions.]]></description>
      <pubDate>Mon, 10 Aug 2026 08:56:16 GMT</pubDate>
      <category>Finance News</category>
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      <title>Q2 2026 Bank Earnings Wrap: JPMorgan Posts Record $21.2 Billion</title>
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      <description><![CDATA[Q2 2026 bank earnings: JPMorgan's record $21.2 billion net income, NII up 10% to $25.6 billion, Markets revenue up 35%, reserves stable.]]></description>
      <pubDate>Wed, 05 Aug 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Finance News</category>
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      <title>Treasury Yields July 2026: What Moved the 10-Year to 4.48%</title>
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      <description><![CDATA[The 10-year Treasury yield climbed to 4.48% by July 13, 2026 before easing to 4.44% on the June CPI day - drivers, data and the long-end selloff.]]></description>
      <pubDate>Tue, 14 Jul 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
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      <title>What the Fed Signaled in June 2026: A Unanimous 3.50%-3.75% Hold</title>
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      <description><![CDATA[The Fed held at 3.50%-3.75% unanimously on June 17, 2026; the dot plot median is 3.8% for end-2026 with PCE inflation projected at 3.6%.]]></description>
      <pubDate>Sun, 21 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Finance News</category>
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      <title>Why Mortgage Rates Don&apos;t Follow the Fed: They Track the 10-Year</title>
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      <description><![CDATA[Mortgage rates track the 10-year Treasury and MBS spreads, not the fed funds rate - Freddie Mac PMMS at 6.53% vs a 4.45% 10-year, May 2026.]]></description>
      <pubDate>Fri, 29 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
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      <title>Q1 2026 Bank Earnings: JPMorgan Grows Net Interest Income 9%</title>
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      <description><![CDATA[JPMorgan Q1 2026 earnings: net interest income $25.5 billion up 9%, deposits up 7%, provisions down 24% - what the April 14 release shows.]]></description>
      <pubDate>Wed, 06 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
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      <title>What March 2026 CPI Showed: Gasoline Drove a 0.9% Monthly Jump</title>
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      <description><![CDATA[March 2026 CPI rose 0.9% monthly on a 21.2% gasoline jump, lifting annual inflation to 3.3% while core held at 2.6% - BLS breakdown.]]></description>
      <pubDate>Tue, 14 Apr 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
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      <title>How Credit Card APRs Track the Prime Rate When the Fed Cuts</title>
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      <description><![CDATA[Credit card APR mechanics: variable prime + margin pricing, CARD Act 45-day notice and reapply rules, and why average APRs stayed above 22% as the Fed cut.]]></description>
      <pubDate>Sun, 22 Mar 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
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      <title>What an Inverted Yield Curve Signals About Recessions and Rates</title>
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      <description><![CDATA[What an inverted yield curve signals: 10y-3m and 10y-2y spreads, the NBER recession record, and the Treasury curve shape as of February 27, 2026.]]></description>
      <pubDate>Fri, 27 Feb 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
      <category>Finance News</category>
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      <title>What the Fed Decided in January 2026: Rates Held at 3.50%-3.75%</title>
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      <description><![CDATA[The Fed held the fed funds target range at 3.50%-3.75% on January 28, 2026, with Miran and Waller dissenting for a cut - what the FOMC statement said.]]></description>
      <pubDate>Wed, 04 Feb 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
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      <title>How the Fed Funds Rate Actually Reaches Your Savings Account</title>
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      <description><![CDATA[How the fed funds rate reaches savings accounts: FDIC national rates, deposit betas, online vs branch pricing, and how fast banks pass cuts to savers.]]></description>
      <pubDate>Tue, 13 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Naomi Bergman</dc:creator>
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