
How Embedded Finance Puts Banking Inside Software Platforms Through Sponsor Banks
Embedded finance lets software platforms offer accounts, cards and credit through APIs, while a chartered sponsor bank holds the deposits and answers to…

Tomás Ferreira covers crypto markets and digital assets. He came to crypto through payments infrastructure and still finds the plumbing more interesting than the price — his reporting spans consensus, settlement and custody, the fintech layer above banking, index flows and single-company results, and the cash reserves and savings timelines on the household side.