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How to Dispute a Credit Card Charge — How to Dispute a Charge and Win: A Cardholder's Guide
A wrong charge is not the end of the story. How chargebacks work, the rights behind them, and the steps that give your dispute its best chance.
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Card Acquirer Role: What an Acquirer Does Between a Swipe and Settlement
The acquiring bank routes the authorization, absorbs the merchant's risk, batches the day's sales, and funds the merchant's account — usually minus fees.