Independent editorial contributor covering fintech, payments, household credit, regulation and markets.
The CFPB's personal financial data rights rule requires the largest banks to open customer data to rival providers on request, with the first deadlines arriving…
JPMorgan's July 14, 2026 release set the season's tone: record net income of $21.2 billion with net interest income up 10% and Markets revenue up 35%.
The Credit Card Competition Act of 2026, introduced January 13, would require the largest banks to enable a second credit routing network; it remains in Senate…
Banks now run machine-learning models on cash-flow and bureau data to rank credit applicants, while Regulation B adverse-action rules and CFPB circulars require…
The 10-year Treasury yield climbed from 4.30% on June 30 to a 4.48% peak on July 13, 2026, easing to 4.44% on the day the June CPI printed -0.4% monthly.