Finance News
Q2 2026 Bank Earnings Wrap: JPMorgan Posts Record $21.2 Billion
JPMorgan's July 14, 2026 release set the season's tone: record net income of $21.2 billion with net interest income up 10% and Markets revenue up 35%.
Author
Naomi Bergman
Independent editorial contributor covering fintech, payments, household credit, regulation and markets.
Articles by Naomi Bergman
Payments
Credit Card Competition Act Returns in 2026 With Presidential Backing
The Credit Card Competition Act of 2026, introduced January 13, would require the largest banks to enable a second credit routing network; it remains in Senate…
Innovation
How AI Underwriting Is Changing Credit Decisions at U.S. Banks
Banks now run machine-learning models on cash-flow and bureau data to rank credit applicants, while Regulation B adverse-action rules and CFPB circulars require…
Finance News
Treasury Yields July 2026: What Moved the 10-Year to 4.48%
The 10-year Treasury yield climbed from 4.30% on June 30 to a 4.48% peak on July 13, 2026, easing to 4.44% on the day the June CPI printed -0.4% monthly.
Payments
How Dunning Keeps Subscriptions Alive When Cards Fail
Payment failures account for 29 percent of subscription churn per Churnkey's benchmarks, and recovery runs on retry timing, card account updaters and…