Payments
How 3-D Secure 2 Cuts Card-Not-Present Fraud for Merchants
3-D Secure 2 lets issuers authenticate online card payments silently, and authenticated transactions shift fraud chargeback liability away from the merchant.
Author
Naomi Bergman
Independent editorial contributor covering fintech, payments, household credit, regulation and markets.
Articles by Naomi Bergman
Finance News
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Banking
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Finance News
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Payments
What Card Decline Codes Tell Merchants About Failed Payments
Issuer response codes such as 05, 14, 51 and 57 each carry a different operational instruction for merchants, from retry timing to card-on-file hygiene.